Insurance & Fees
Frequently Asked Questions
How much does each individual provider and/or private practice generally charge per session?
Charges and fees vary depending on the provider. Below are some typical costs:
- $110-245* - Initial Consultation
- $110-180* - Per Therapeutic Hour (45 to 60-minute session)
- $180-270* - Per New and Follow-Up Patient Visit (60 to 90-minute visit)
- $60* - Per Group Therapy (90 to 120-minute session)
*Rates vary depending on your selected provider.
Superbills & Insurance Reimbursement
A Superbill is an extended statement that we can provide on behalf of your provider. It contains all the required information for submitting claims to your insurance company for reimbursement. Coverage varies based on your plan and out-of-network (OON) benefits.
If your insurance reimburses a percentage of the cost per visit, they will typically reimburse you directly. Please check with your insurance provider. If you choose to bill OON, you agree to pay the full fees at the time of your appointment, regardless of insurance reimbursement.
For your convenience, our Office & Billing Manager can check your out-of-network benefits. Most Zeal Care members operate as out-of-network providers and are not contracted with any insurance company.
In-Network Coverage
Some Zeal Care members and private practices are in-network with major insurance providers, making care more accessible and reducing out-of-pocket expenses.
Coverage Details
Session costs, copays, and coinsurance vary by insurance provider and clinician. Not all providers accept all insurance plans. Please contact our office to confirm if your provider is in-network and to verify your benefits. The most accurate coverage information will come directly from your insurance provider.
Accepted Insurance Providers
- First Choice Health
- HMA
- LifeWise
- Aetna
- Premera
- Regence
- Kaiser
Each Zeal Care member or affiliated private practice sets its rates. Please contact the Zeal Care management team for up-to-date pricing and coverage details.
How to Check Your Insurance Benefits
Create an Account
Set up your account for portal access.
Verify Benefits
Enter your details to check in-network and out-of-network benefits.
Schedule an Appointment
We'll help you book a session with a provider.
Hassle-Free Insurance
Out-of-network processing support or auto-submit for in-network claims.
Good Faith Estimate
Under federal law, you have the right to receive a “Good Faith Estimate” of the cost of services provided. Health care providers are required to give an estimate for patients who do not have insurance or are not using insurance.
You have the right to receive a written Good Faith Estimate at least 1 business day before your scheduled service. This estimate includes costs for medical tests, prescriptions, equipment, and hospital fees.
If your final bill is at least $400 more than your Good Faith Estimate, you have the right to dispute the charge.
Keep a copy of your Good Faith Estimate for reference. For more details, visit www.cms.gov/nosurprises or contact us at support@zealcare.co.