Transparent Pricing
Insurance & Fees
We believe quality mental health care should be accessible. Here's everything you need to know about costs, coverage, and how we can help.
Frequently Asked Questions
How much does a session cost?
Charges and fees vary depending on the provider. Below are typical costs across our network.
Initial Consultation
$110 – $245
First session to assess your needs and match you with the right care.
Therapeutic Hour
$110 – $180
45 to 60-minute individual therapy session.
New & Follow-Up Visit
$180 – $270
60 to 90-minute new patient or follow-up visit.
Group Therapy
$60
90 to 120-minute group therapy session.
* Rates vary depending on your selected provider.
Superbills & Insurance Reimbursement
A Superbill is an extended statement we can provide on behalf of your provider. It contains all the required information for submitting claims to your insurance company for reimbursement. Coverage varies based on your plan and out-of-network (OON) benefits.
If your insurance reimburses a percentage per visit, they will typically reimburse you directly. If you choose to bill OON, you agree to pay full fees at the time of your appointment regardless of reimbursement.
For your convenience, our Office & Billing Manager can check your out-of-network benefits. Most Zeal Care members operate as out-of-network providers and are not contracted with any insurance company.
In-Network Coverage
Some Zeal Care members and private practices are in-network with major insurance providers, making care more accessible and reducing out-of-pocket expenses. Session costs, copays, and coinsurance vary by insurance provider and clinician. Please contact our office to confirm coverage.
Accepted Insurance Providers
Each Zeal Care member or affiliated private practice sets its own rates. Contact the management team for up-to-date pricing and coverage details.
Step by Step
How to Check Your Insurance Benefits
Create an Account
Set up your account for full portal access.
Verify Benefits
Enter your details to check in-network and out-of-network benefits.
Schedule an Appointment
We'll help you book a session with the right provider.
Hassle-Free Insurance
OON processing support or auto-submit for in-network claims.
Your Rights
Good Faith Estimate
Under federal law, you have the right to receive a "Good Faith Estimate" of the cost of services provided. Health care providers are required to give an estimate for patients who do not have insurance or are not using insurance.
You have the right to receive a written Good Faith Estimate at least 1 business day before your scheduled service. This estimate includes costs for medical tests, prescriptions, equipment, and hospital fees.
If your final bill is at least $400 more than your Good Faith Estimate, you have the right to dispute the charge.
Keep a copy of your Good Faith Estimate for reference. For more details, visit www.cms.gov/nosurprises or contact us at support@zealcare.co.
Have Questions?
Not sure what your plan covers?
Our billing team is here to help you navigate insurance, verify benefits, and find a payment option that works for you.